
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
:root{--olive:#2D4A1E;--olive2:#3D6428;--green:#6B8F47;--green2:#5A7A3A;--green3:#8CAF62;--green-bg:#F4F7F0;--ink:#0f172a;--ink2:#334155;--ink3:#64748b;--ink4:#94a3b8;--paper:#FAFDF6;--paper2:#EFF5E8;--white:#fff;--rule:#D4E8BC;--good:#15803d;--good-bg:#dcfce7;--amber:#b45309;--amber-bg:#fef3c7;--red:#b91c1c;--red-bg:#fee2e2;--sans:'Manrope',sans-serif;--mono:'DM Mono',monospace;--r:8px;--r2:14px;--shadow:0 1px 3px rgba(0,0,0,.07),0 4px 16px rgba(0,0,0,.05)}
body{background:var(--paper);color:var(--ink);font:15px/1.6 var(--sans);min-height:100vh}.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.site-header{position:sticky;top:0;z-index:200;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.06);background:var(--olive)}.hd-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;max-width:1200px;margin:auto;padding:0 24px}.logo{color:#fff;font-size:18px;font-weight:900;text-decoration:none}.logo em{color:var(--green3);font-style:normal}.hd-nav{display:flex;gap:24px}.hd-nav a{color:rgba(255,255,255,.65);font-size:13px;font-weight:600;text-decoration:none}.hd-nav a:hover{color:#fff}
.hero{position:relative;overflow:hidden;padding:68px 0 52px;background:var(--olive);text-align:center}.hero::before{position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% 0%,rgba(107,143,71,.3),transparent 70%);content:''}.hero>*{position:relative}.hero-eyebrow,.section-eyebrow{font:600 11px/1.3 var(--mono);letter-spacing:.16em;text-transform:uppercase}.hero-eyebrow{display:flex;align-items:center;justify-content:center;gap:12px;margin-bottom:18px;color:var(--green3)}.hero-eyebrow::before,.hero-eyebrow::after{width:32px;height:1px;background:var(--green3);content:''}.hero h1{margin-bottom:18px;color:#fff;font-size:clamp(30px,5vw,54px);font-weight:900;line-height:1.06;letter-spacing:-.035em}.hero h1 span{color:var(--green3)}.hero-lead{max-width:700px;margin:0 auto 26px;color:rgba(255,255,255,.68);font-size:17px;font-weight:500}.hero-chips{display:flex;flex-wrap:wrap;justify-content:center;gap:8px}.chip{padding:5px 12px;border:1px solid rgba(255,255,255,.14);border-radius:6px;background:rgba(255,255,255,.08);color:rgba(255,255,255,.8);font-size:12px;font-weight:700}
.calc-section{padding:48px 0 0}.calc-layout{display:grid;grid-template-columns:minmax(0,1fr) 440px;align-items:start;gap:28px}.panel{overflow:hidden;border:1px solid var(--rule);border-radius:var(--r2);background:#fff;box-shadow:var(--shadow)}.panel-head{display:flex;align-items:center;gap:10px;padding:18px 24px;border-bottom:1px solid var(--rule);background:var(--olive)}.panel-head h2{color:rgba(255,255,255,.75);font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.panel-dot{width:8px;height:8px;border-radius:50%;background:var(--green3)}.panel-body{padding:24px}.input-section{margin-bottom:26px}.input-section:last-child{margin-bottom:0}.input-section-title{margin-bottom:14px;padding-bottom:10px;border-bottom:2px solid var(--green-bg);color:var(--olive2);font-size:10px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.field{margin-bottom:13px}.field-label{display:flex;justify-content:space-between;align-items:baseline;gap:10px;margin-bottom:6px}.field-label span{color:var(--ink2);font-size:13px;font-weight:600}.field-label em{color:var(--ink4);font:400 10px/1.3 var(--mono);font-style:normal;text-align:right}.input-wrap{position:relative;display:flex}.input-suffix{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--ink4);font:13px var(--mono);pointer-events:none}input[type=number],select{width:100%;min-height:44px;padding:10px 55px 10px 12px;border:1.5px solid var(--rule);border-radius:var(--r);background:var(--paper);color:var(--ink);font:500 14px var(--mono)}select{padding-right:12px}input:focus,select:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(107,143,71,.15);background:#fff}
.toggle-row{display:grid;grid-template-columns:repeat(3,1fr);gap:4px;margin-bottom:20px;padding:4px;border-radius:var(--r);background:var(--paper2)}.toggle-row.two{grid-template-columns:repeat(2,1fr)}.toggle-btn{min-height:48px;padding:8px 5px;border:0;border-radius:6px;background:transparent;color:var(--ink3);font:700 11px/1.3 var(--sans);cursor:pointer}.toggle-btn.active{background:var(--olive);color:#fff}.toggle-btn small{display:block;margin-top:2px;color:inherit;font:500 10px/1.2 var(--mono)}.conditional[hidden]{display:none!important}
.results-panel{position:sticky;top:72px}.primary-result{margin-bottom:16px;padding:22px;border-radius:var(--r2);color:#fff;text-align:center;transition:.2s}.primary-result.good{background:linear-gradient(135deg,#166534,#15803d)}.primary-result.warn{background:linear-gradient(135deg,#92400e,#b45309)}.primary-result.bad{background:linear-gradient(135deg,#7f1d1d,#991b1b)}.pr-label{margin-bottom:7px;color:rgba(255,255,255,.7);font-size:10px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.pr-value{font:500 clamp(34px,5vw,44px)/1 var(--mono)}.pr-sub{margin-top:8px;color:rgba(255,255,255,.76);font-size:12px}.verdict{margin-bottom:16px;padding:13px 15px;border:1px solid;border-radius:var(--r);font-size:12px;font-weight:700;line-height:1.55}.verdict.good{border-color:#bbf7d0;background:var(--good-bg);color:var(--good)}.verdict.warn{border-color:#fde68a;background:var(--amber-bg);color:var(--amber)}.verdict.bad{border-color:#fecaca;background:var(--red-bg);color:var(--red)}.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:16px}.metric{padding:12px;border:1px solid var(--rule);border-radius:var(--r);background:var(--paper)}.metric-label{margin-bottom:5px;color:var(--ink4);font-size:9px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.metric-value{font:500 14px var(--mono)}.breakdown{overflow:hidden;border:1px solid var(--rule);border-radius:var(--r)}.bd-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:9px 12px;border-bottom:1px solid var(--rule)}.bd-row:last-child{border:0}.bd-row.section{background:var(--paper2);color:var(--olive2);font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.bd-row.total{background:var(--paper);font-weight:800}.bd-key{color:var(--ink3);font-size:11px}.bd-val{font:500 11px var(--mono);text-align:right}.affiliate{margin-top:18px;padding:18px;border-radius:var(--r2);background:var(--olive);color:#fff}.affiliate h4{margin-bottom:6px;font-size:13px;font-weight:800}.affiliate p{margin-bottom:14px;color:rgba(255,255,255,.58);font-size:12px;line-height:1.5}.btn-aff{display:block;width:100%;min-height:44px;padding:11px 16px;border-radius:var(--r);background:var(--green3);color:var(--olive);font-size:13px;font-weight:800;text-align:center;text-decoration:none}.btn-aff:hover{background:#9abe72}
.methodology-wrap{margin-top:28px;padding-top:24px;border-top:1px solid var(--rule)}.methodology-trigger{display:flex;align-items:center;justify-content:center;gap:14px;padding:14px 0;cursor:pointer;user-select:none;transition:opacity .2s}.methodology-trigger:hover{opacity:.7}.methodology-trigger-label{color:var(--ink3);font:600 11px var(--mono);letter-spacing:.2em;text-transform:uppercase}.methodology-chevrons{color:var(--ink4);transition:color .2s,transform .3s}.methodology-trigger:hover .methodology-trigger-label,.methodology-trigger.open .methodology-trigger-label,.methodology-trigger:hover .methodology-chevrons,.methodology-trigger.open .methodology-chevrons{color:var(--green2)}.methodology-trigger.open .methodology-chevrons{transform:rotate(180deg)}.methodology-box{max-height:0;overflow:hidden;transition:max-height .4s cubic-bezier(.4,0,.2,1)}.methodology-box.open{max-height:2600px}.methodology-inner{padding:24px 4px 8px;text-align:center}.meth-title{margin-bottom:20px;padding-bottom:10px;border-bottom:1px solid var(--rule);color:var(--green2);font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase}.meth-grid{display:grid;grid-template-columns:1fr;gap:20px;margin-bottom:20px}.meth-block{padding:0 4px;text-align:center}.meth-block-title{margin-bottom:8px;font-size:12px;font-weight:800}.meth-formula{margin:8px 0;color:var(--ink);font:500 11px/1.7 var(--mono)}.meth-note{color:var(--ink3);font-size:12px;font-weight:500;line-height:1.7}.meth-sources{margin-top:4px;padding-top:14px;border-top:1px solid var(--rule);color:var(--ink4);font:400 11px/1.8 var(--mono);text-align:center}
.explainer{padding:72px 0}.section-eyebrow{margin-bottom:12px;color:var(--green2);text-align:center}.section-title{margin-bottom:14px;font-size:clamp(28px,4vw,46px);font-weight:900;line-height:1.08;letter-spacing:-.03em;text-align:center}.section-title span{color:var(--green2)}.section-lead{max-width:650px;margin:0 auto 42px;color:var(--ink3);text-align:center}.explain-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.explain-card{padding:24px;border:1px solid var(--rule);border-radius:var(--r2);background:#fff;box-shadow:var(--shadow);text-align:center}.ec-num{margin-bottom:9px;color:var(--green2);font:600 10px var(--mono);letter-spacing:.09em;text-transform:uppercase}.ec-title{margin-bottom:8px;font-size:18px;font-weight:800}.ec-body{color:var(--ink3);font-size:13px;line-height:1.7}.faq-section{padding:0 0 80px}.faq-list{max-width:900px;margin:36px auto 0}.faq-item{border-top:1px solid var(--rule)}.faq-item:last-child{border-bottom:1px solid var(--rule)}.faq-q{display:flex;justify-content:space-between;gap:16px;padding:20px 0;font-weight:700;cursor:pointer}.faq-q::after{color:var(--ink4);font-size:18px;content:'＋'}.faq-item.open .faq-q::after{transform:rotate(45deg)}.faq-a{max-height:0;overflow:hidden;color:var(--ink3);font-size:13px;line-height:1.75;transition:max-height .3s}.faq-item.open .faq-a{max-height:500px;padding-bottom:20px}
footer{padding:40px 0;background:var(--olive)}.footer-inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:20px;margin-bottom:24px}.footer-logo{color:#fff;font-size:20px;font-weight:900}.footer-logo em{color:var(--green3);font-style:normal}.footer-links{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 20px}.footer-links a{color:rgba(255,255,255,.65);font-size:12px;font-weight:600;text-decoration:none}.footer-disclaimer{max-width:860px;margin:auto;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);color:var(--green3);font-size:11px;line-height:1.7;text-align:center}
@media(max-width:960px){.calc-layout{grid-template-columns:1fr}.results-panel{position:static}.explain-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.wrap,.hd-inner{padding-inline:16px}.hero{padding:52px 0 44px}.hero-lead{font-size:15px}.hd-nav{gap:14px}.hd-nav a{font-size:11px}.calc-section{padding-top:32px}.panel-body{padding:16px}.toggle-row{grid-template-columns:1fr}.toggle-row.two{grid-template-columns:1fr 1fr}.metric-grid{grid-template-columns:1fr 1fr}.explain-grid{grid-template-columns:1fr}.explainer{padding:56px 0}.bd-row{align-items:flex-start}.bd-key{max-width:62%}}

/* Affordability content; country shell and mobile fields retain shared ownership. */
[hidden]{display:none!important}.panel,.panel-body,.input-section{min-width:0}.input-section{border:0;padding:0;margin-left:0;margin-right:0}.input-section legend{width:100%;margin-bottom:14px;padding-bottom:10px;border-bottom:2px solid var(--green-bg);color:var(--olive2);font-size:10px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.field-hint{font-size:12px;line-height:1.65;color:var(--ink3);margin:6px 0 0}.scenario-status{font-size:13px;line-height:1.7;color:var(--ink3);margin:0 0 14px}.result-note{font-size:12px;line-height:1.7;color:var(--ink3);margin:10px 0 16px}.negative{color:#b42318}.bd-key{min-width:0}.bd-val{white-space:nowrap;flex-shrink:0}.metric-sub{margin-top:3px;color:var(--ink4);font:10px/1.6 var(--mono)}.metric-value{line-height:1.5;overflow-wrap:anywhere}
body.it-calculator .primary-result.pending{background:#334155!important}.results-panel[data-stale] .primary-result{opacity:.65}
.result-block{margin:20px 0}.result-block-title{font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--ink3);padding-bottom:10px;margin-bottom:12px;border-bottom:1px solid var(--rule)}
.table-wrap{max-width:100%;overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:11px}th,td{padding:8px 4px;border-bottom:1px solid var(--rule);text-align:right}thead th{font-size:10px;color:var(--ink3)}th:first-child{text-align:left}td{white-space:nowrap;font-family:var(--mono)}tr.selected-year{background:var(--paper2);font-weight:700}.pdf-row-value{position:absolute;left:0;top:0;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
button.methodology-trigger{width:100%;border:0;background:transparent;font:inherit;color:inherit;-webkit-tap-highlight-color:transparent}.methodology-box.open{max-height:none}button.methodology-trigger:is(:hover,.open) .methodology-trigger-label{color:var(--ink3)}button.methodology-trigger:is(:hover,.open) .methodology-chevrons{color:var(--ink4)}
body.it-calculator .meth-sources{font-family:var(--sans)}body.it-calculator .meth-sources strong{font:inherit!important;color:#000!important;letter-spacing:0!important}button.faq-q{width:100%;border:0;background:transparent;text-align:left;font-family:inherit;font-size:15px;line-height:1.6;color:inherit}.faq-item.open .faq-a{max-height:none}
@media(max-width:960px){.calc-layout{grid-template-columns:minmax(0,1fr)}}@media(max-width:600px){input,select{font-size:16px}.metric-grid{grid-template-columns:1fr}.bd-val{white-space:normal;overflow-wrap:anywhere}}
@media(max-width:560px){body.it-calculator .site-header .hd-nav{gap:12px}body.it-calculator .site-header .hd-nav a{font-size:12px}}
