*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit/text-size-adjust:100%}
:root{
  --indigo:#1A1040;--indigo2:#2D1F6E;--indigo3:#3D2B8E;
  --violet:#6C3FC7;--violet2:#5B2EA8;--violet3:#8B5CF6;--violet-bg:#F5F3FF;
  --ink:#0f172a;--ink2:#334155;--ink3:#64748b;--ink4:#94a3b8;
  --paper:#fafaf9;--paper2:#f5f3ff;--white:#ffffff;--rule:#e2e8f0;
  --green:#16a34a;--green-bg:#dcfce7;
  --amber:#d97706;--amber-bg:#fef3c7;
  --red:#dc2626;--red-bg:#fee2e2;
  --sans:'Manrope',sans-serif;--mono:'DM Mono',monospace;
  --r:8px;--r2:14px;
  --shadow:0 1px 3px rgba(0,0,0,.08),0 4px 16px rgba(0,0,0,.06);
}
body{background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:15px;line-height:1.6;min-height:100vh;}
.site-header{background:var(--indigo);padding:14px 0;position:sticky;top:0;z-index:200;border-bottom:1px solid rgba(255,255,255,.06);}
.hd-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;}
.logo{font-family:var(--sans);font-size:18px;font-weight:900;color:var(--white);letter-spacing:-.02em;text-decoration:none;}
.logo em{color:var(--violet3);font-style:normal;}
.hd-nav{display:flex;gap:24px;}
.hd-nav a{font-size:13px;font-weight:600;color:#cbd5e1!important;text-decoration:none;transition:color .15s;}
.hd-nav a:hover{color:var(--white);}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px;}
.hero{background:var(--indigo);padding:72px 0 56px;text-align:center;position:relative;overflow:hidden;}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% 0%,rgba(108,63,199,.3) 0%,transparent 70%);pointer-events:none;}
.hero::after{content:'';position:absolute;bottom:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,rgba(139,92,246,.5),transparent);}
.hero-eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--violet3);margin-bottom:20px;display:flex;align-items:center;justify-content:center;gap:12px;}
.hero-eyebrow::before,.hero-eyebrow::after{content:'';display:inline-block;width:32px;height:1px;background:var(--violet3);}
.hero h1{font-size:clamp(26px,5vw,54px);font-weight:900;color:var(--white);line-height:1.05;letter-spacing:-.03em;margin-bottom:20px;}
.hero h1 span{color:var(--violet3);}
.hero-lead{font-size:17px;color:rgba(255,255,255,.65);line-height:1.7;max-width:600px;margin:0 auto 32px;font-weight:500;}
.hero-chips{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;}
.chip{font-size:12px;font-weight:700;color:rgba(255,255,255,.75);background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:6px;padding:5px 12px;letter-spacing:.02em;}
.chip.lf{background:rgba(217,119,6,.2);border-color:rgba(217,119,6,.4);color:#fbbf24;}
.calc-section{padding:48px 0 0;}
.calc-layout{display:grid;grid-template-columns:1fr 440px;gap:28px;align-items:start;}
@media(max-width:960px){.calc-layout{grid-template-columns:1fr;}}
.panel{background:var(--white);border:1px solid var(--rule);border-radius:var(--r2);box-shadow:var(--shadow);}
.panel-head{padding:18px 24px;border-bottom:1px solid var(--rule);display:flex;align-items:center;gap:10px;background:var(--indigo);border-radius:var(--r2) var(--r2) 0 0;}
.panel-head h2{font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.7);}
.panel-dot{width:8px;height:8px;border-radius:50%;background:var(--violet3);flex-shrink:0;}
.panel-body{padding:24px;}
.input-section{margin-bottom:22px;}
.input-section:last-child{margin-bottom:0;}
.input-section-title{font-size:10px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--violet2);padding-bottom:10px;margin-bottom:14px;border-bottom:2px solid var(--violet-bg);}
.input-section-title.lf{color:var(--amber);border-bottom-color:rgba(217,119,6,.2);}
.field{margin-bottom:12px;}
.field:last-child{margin-bottom:0;}
.field-label{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:6px;}
.field-label span{font-size:13px;font-weight:600;color:var(--ink2);}
.field-label em{font-style:normal;font-size:11px;font-family:var(--mono);color:var(--ink4);}
.input-wrap{position:relative;display:flex;align-items:center;}
.input-suffix{position:absolute;font-family:var(--mono);font-size:13px;color:var(--ink4);pointer-events:none;user-select:none;right:12px;}
input[type=number]{width:100%;background:var(--paper);border:1.5px solid var(--rule);border-radius:var(--r);color:var(--ink);font-family:var(--mono);font-size:14px;font-weight:500;padding:9px 12px;padding-right:60px;transition:border-color .15s,box-shadow .15s;-moz-appearance:textfield;appearance:textfield;}
input[type=number]::-webkit/outer-spin-button,input[type=number]::-webkit/inner-spin-button{-webkit/appearance:none;}
input[type=number]:focus{outline:none;border-color:var(--violet);box-shadow:0 0 0 3px rgba(108,63,199,.12);background:var(--white);}
.results-panel{position:sticky;top:72px;}
.cf-display{border-radius:var(--r2);padding:22px;margin-bottom:16px;text-align:center;position:relative;overflow:hidden;transition:all .3s;}
.cf-display::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 70% 30%,rgba(108,63,199,.35) 0%,transparent 60%);pointer-events:none;}
.cf-display.good{background:linear-gradient(135deg,#064e3b,#065f46);}
.cf-display.warn{background:linear-gradient(135deg,#78350f,#92400e);}
.cf-display.bad{background:linear-gradient(135deg,#7f1d1d,#991b1b);}
.cf-label{font-size:10px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.5);margin-bottom:8px;}
.cf-amount{font-family:var(--mono);font-size:42px;font-weight:500;line-height:1;color:var(--white);}
.cf-sub{font-size:12px;color:rgba(255,255,255,.5);margin-top:6px;font-weight:500;}
.verdict{border-radius:var(--r);padding:13px 16px;margin-bottom:16px;font-size:13px;font-weight:700;line-height:1.5;}
.verdict.good{background:var(--green-bg);color:var(--green);border:1.5px solid rgba(22,163,74,.2);}
.verdict.warn{background:var(--amber-bg);color:var(--amber);border:1.5px solid rgba(217,119,6,.2);}
.verdict.bad{background:var(--red-bg);color:var(--red);border:1.5px solid rgba(220,38,38,.2);}
.regimes-table{border:1px solid var(--rule);border-radius:var(--r);overflow:hidden;margin-bottom:16px;}
.rt-header{display:grid;grid-template-columns:1fr 88px 88px;background:var(--indigo);padding:8px 12px;}
.rt-header span{font-size:9px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.65);text-align:right;}
.rt-header span:first-child{text-align:left;}
.rt-row{display:grid;grid-template-columns:1fr 88px 88px;padding:8px 12px;border-bottom:1px solid var(--rule);align-items:center;}
.rt-row:last-child{border-bottom:none;}
.rt-row:nth-child(even){background:var(--paper2);}
.rt-row.best{background:var(--green-bg);}
.rt-row.worst{background:var(--red-bg);}
.rt-name{font-size:11px;font-weight:600;color:var(--ink2);}
.rt-row.best .rt-name{color:var(--green);font-weight:800;}
.rt-row.worst .rt-name{color:var(--red);}
.rt-val{font-family:var(--mono);font-size:11px;font-weight:600;text-align:right;color:var(--ink);}
.rt-val.pos{color:var(--green);}
.rt-val.neg{color:var(--red);}
.lf-box{background:var(--amber-bg);border:1.5px solid rgba(217,119,6,.25);border-radius:var(--r);padding:14px;margin-bottom:16px;}
.lf-title{font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--amber);margin-bottom:10px;}
.lf-row{display:flex;justify-content:space-between;padding:5px 0;border-bottom:1px solid rgba(217,119,6,.15);font-size:12px;color:var(--ink3);}
.lf-row:last-child{border-bottom:none;}
.lf-val{font-family:var(--mono);font-size:11px;font-weight:600;color:var(--ink);}
.lf-surcout{display:block;text-align:center;padding:10px;background:rgba(217,119,6,.2);border-radius:6px;font-size:13px;font-weight:800;color:var(--amber);margin-top:10px;}
.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:16px;}
.metric{background:var(--paper);border:1px solid var(--rule);border-radius:var(--r);padding:12px 14px;}
.m-label{font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink4);margin-bottom:5px;}
.m-value{font-family:var(--mono);font-size:16px;font-weight:500;color:var(--ink);line-height:1;}
.m-sub{font-size:10px;color:var(--ink4);margin-top:3px;font-family:var(--mono);}
.affiliate{background:var(--indigo);border-radius:var(--r2);padding:18px;color:var(--white);}
.affiliate h4{font-size:13px;font-weight:800;margin-bottom:6px;}
.affiliate p{font-size:12px;color:rgba(255,255,255,.55);margin-bottom:14px;line-height:1.5;}
.btn-aff{display:block;width:100%;text-align:center;background:var(--violet);color:var(--white);font-family:var(--sans);font-size:13px;font-weight:800;padding:11px 16px;border-radius:var(--r);text-decoration:none;letter-spacing:.02em;transition:background .15s;}
.btn-aff:hover{background:var(--violet2);}
.explainer{padding:72px 0;}
.section-eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.15em;text-transform:uppercase;color:var(--violet);margin-bottom:14px;text-align:center;}
.section-title{font-size:clamp(28px,4vw,46px);font-weight:900;color:var(--ink);line-height:1.08;letter-spacing:-.03em;margin-bottom:14px;text-align:center;}
.section-title span{color:var(--violet);}
.section-lead{font-size:16px;color:var(--ink3);line-height:1.7;max-width:560px;margin:0 auto 52px;text-align:center;font-weight:500;}
.explain-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;}
.explain-card{background:var(--white);border:1px solid var(--rule);border-radius:var(--r2);padding:26px;box-shadow:var(--shadow);}
.ec-num{font-family:var(--mono);font-size:11px;color:var(--violet);letter-spacing:.1em;margin-bottom:10px;text-align:center;font-weight:600;}
.ec-title{font-size:17px;font-weight:800;color:var(--ink);margin-bottom:10px;text-align:center;letter-spacing:-.02em;}
.ec-body{font-size:13px;color:var(--ink3);line-height:1.75;text-align:center;font-weight:500;}
.ec-body strong{color:var(--violet2);}
.faq-section{padding:0 0 80px;}
.faq-list{margin-top:40px;}
.faq-item{border-top:1px solid var(--rule);padding:22px 0;}
.faq-item:last-child{border-bottom:1px solid var(--rule);}
.faq-q{font-size:15px;font-weight:700;color:var(--ink);margin-bottom:10px;cursor:pointer;display:flex;justify-content:space-between;align-items:flex-start;gap:16px;letter-spacing:-.01em;}
.faq-q::after{content:'＋';font-size:18px;color:var(--ink4);flex-shrink:0;transition:transform .2s;margin-top:-2px;}
.faq-item.open .faq-q::after{transform:rotate(45deg);color:var(--violet);}
.faq-a{font-size:13px;color:var(--ink3);line-height:1.8;max-height:0;overflow:hidden;transition:max-height .3s ease;font-weight:500;}
.faq-a strong{color:var(--violet2);font-weight:700;}
.faq-item.open .faq-a{max-height:600px;}
footer{background:var(--indigo);color:rgba(255,255,255,.5);padding:40px 0;text-align:center;}
.footer-inner{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:20px;margin-bottom:24px;}
.footer-logo{font-family:var(--sans);font-weight:900;font-size:20px;color:var(--white);letter-spacing:-.02em;}
.footer-logo em{color:var(--violet3);font-style:normal;}
.footer-links{display:flex;gap:20px;flex-wrap:wrap;justify-content:center;}
.footer-links a{font-size:12px;color:rgba(255,255,255,.6);text-decoration:none;transition:color .15s;font-weight:600;}
.footer-links a:hover{color:var(--white);}
.footer-disclaimer{font-size:11px;line-height:1.7;color:rgba(255,255,255,.3);max-width:820px;margin:0 auto;border-top:1px solid rgba(255,255,255,.08);padding-top:20px;}

.cookie-banner{-webkit-text-size-adjust:100%;text-size-adjust:100%;position:fixed;bottom:0;left:0;right:0;z-index:9999;background:#1A1040;padding:16px 24px;display:flex;align-items:center;justify-content:center;gap:16px;flex-wrap:wrap;font-size:13px;}
.cookie-banner p{max-width:560px;text-align:center;color:rgba(255,255,255,.7);}
.cookie-banner a{color:#fff;text-decoration:underline;}
.cookie-btn{padding:8px 20px;border-radius:40px;font-size:13px;font-weight:700;cursor:pointer;border:none;}
.cookie-accept{background:#6C3FC7;color:#fff;}
.cookie-reject{background:transparent;color:rgba(255,255,255,.7);border:1px solid rgba(255,255,255,.3)!important;}
.cookie-buttons{display:flex;gap:8px;}
@media(max-width:600px){.cookie-banner{-webkit-text-size-adjust:100%;text-size-adjust:100%;flex-direction:column;text-align:center;}}
@keyframes fadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
.panel{animation:fadeUp .4s ease both;}
.results-panel .panel{animation-delay:.1s;}
@media(max-width:560px){.wrap{padding:0 16px;}.panel-body{padding:16px;}.metric-grid{grid-template-columns:1fr;}.rt-header,.rt-row{grid-template-columns:1fr 76px 76px;}}
/* ── Méthodologie ── */
.methodology-trigger{display:flex;align-items:center;justify-content:center;gap:14px;cursor:pointer;padding:14px 0;user-select:none;transition:opacity .2s;}
.methodology-trigger:hover{opacity:.7;}
.methodology-trigger-label{font-family:var(--mono);font-size:11px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--ink3);transition:color .2s;}
.methodology-trigger:hover .methodology-trigger-label,.methodology-trigger.open .methodology-trigger-label{color:var(--violet);}
.methodology-chevrons{font-size:16px;color:var(--ink4);transition:color .2s,transform .3s;line-height:1;}
.methodology-trigger:hover .methodology-chevrons,.methodology-trigger.open .methodology-chevrons{color:var(--violet);}
.methodology-trigger.open .methodology-chevrons{transform:rotate(180deg);}
.methodology-box{max-height:0;overflow:hidden;transition:max-height .4s cubic-bezier(.4,0,.2,1);}
.methodology-box.open{max-height:2000px;}
.methodology-inner{padding:24px 4px 8px;text-align:center;}
.meth-title{font-size:10px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--violet);margin-bottom:20px;padding-bottom:10px;border-bottom:1px solid var(--rule);text-align:center;}
.meth-grid{display:grid;grid-template-columns:1fr;gap:20px;margin-bottom:20px;}
.meth-block{padding:0 4px;text-align:center;}
.meth-block-title{font-size:12px;font-weight:800;color:var(--ink);margin-bottom:8px;letter-spacing:-.01em;}
.meth-formula{font-family:var(--mono);font-size:11px;color:var(--ink);margin:8px 0;line-height:1.7;font-weight:500;}
.meth-note{font-size:12px;color:var(--ink3);line-height:1.7;font-weight:500;}
.meth-sources{font-size:11px;color:var(--ink4);font-family:var(--mono);border-top:1px solid var(--rule);padding-top:14px;margin-top:4px;line-height:1.8;text-align:center;}
.meth-sources strong{color:var(--ink3);font-weight:600;}
.meth-updated{font-size:11px;color:var(--ink4);font-family:var(--mono);margin-top:6px;text-align:center;}

/* Local additions for the affordability form; shared FR footer and consent retain ownership. */
fieldset.input-section{border:0;min-width:0}legend.input-section-title{width:100%}.field-label label{font-size:13px;font-weight:600;color:var(--ink2)}.field-context,.scenario-status,.result-note{font-size:12px;line-height:1.7;color:var(--ink3);margin-top:6px}.field-label{gap:10px}.field-label em{white-space:nowrap}.field-error:empty{display:none}.methodology-trigger{border:0;background:transparent;width:100%;font:inherit}.methodology-trigger.open .methodology-trigger-label,.methodology-trigger:hover .methodology-trigger-label{color:var(--ink3)}.methodology-trigger.open .methodology-chevrons,.methodology-trigger:hover .methodology-chevrons{color:var(--ink4)}.methodology-box.open{max-height:none}.faq-q{border:0;background:transparent;padding:0;width:100%;text-align:left;font-family:var(--sans);line-height:1.6}.faq-item.open .faq-a{max-height:none}.cf-display .cf-label{color:rgba(255,255,255,.85)}.cf-display .cf-amount{font-size:clamp(26px,4vw,40px);line-height:1.2;overflow-wrap:anywhere}.result-payment,.result-state{color:#fff;font-size:13px;line-height:1.6;margin-top:12px}.result-payment{font-weight:700}.cf-display.pending{background:var(--indigo)}.result-block{margin:20px 0}.result-block-title{font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--ink3);padding-bottom:10px;border-bottom:1px solid var(--rule)}.result-row{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid var(--rule);font-size:12px}.rl{color:var(--ink3)}.rv{font:500 12px/1.6 var(--mono);text-align:right;white-space:nowrap}.negative{color:var(--red)}[hidden]{display:none!important}@media(max-width:600px){input[type=number]{font-size:16px}.hd-nav{gap:12px}.explain-grid{grid-template-columns:minmax(0,1fr)}.result-row{gap:10px}.results-panel{position:static}}